We have defended and prosecuted claims of unfair and irresponsible lending, unfair competition and deceptive practices, mortgage fraud, false statements and claims in mortgage lending, breach of contract, repurchase, deed-in-lieu, cash for keys, breach of fiduciary duties, and other mortgage lending matters.

We manage litigation under the gamut of mortgage lending regulations.

Bernhard Law Firm coordinates and develops strategies through the labyrinth of federal and state legislation. We handle cases and disputes under the Florida Fair Lending Act, the Equal Credit Opportunity Act (ECOA), the Fair Debt Collection Practices Act (FDCPA), the Florida Consumer Collections Practices Act (FCCPA), the Florida Deceptive and Unfair Trade Practices Act (FDUTPA), the Fair Credit Reporting Act (FCRA), the National Banking Act, (NBA), the Secure and Fair Enforcement for Mortgage Licensing Act (SAFE), the Real Estate Settlement Procedures Act (RESPA), the Truth in Lending Act (TILA), the Fair Housing Act (FHA), the Home Mortgage Disclosure Act (HMDA), Dodd-Frank, Regulation X, Regulation Z, the Financial Institutions Reform, Recovery, and Enforcement Act (FIRREA), and other regulatory enforcement schemes. We also facilitate modifications under the Home Affordable Modification Program (HAMP), the Home Affordable Refinance Program (HARP), and the Home Ownership and Equity Protection Act (HOEPA).

If you or an acquaintance faces any dispute in relation to mortgage lending and foreclosure, contact the Bernhard Law Firm.